Everyone Touches the Payment.
No One Owns the Moment.
The ecosystem is fractured. Value is wasted at the counter every
single day because the data is disconnected from the action.
Merchants Operate in the Dark
No data assets. No way to identify customers at checkout.
Banks Sit on Idle Data
​
Billions of transactions processed, zero real-time utility.
Consumers Get Generic Noise
Irrelevant offers. Zero incentive to stay loyal.
We Created a New Revenue Layer
Most innovation is about cost reduction. We are about revenue generation.
1. Predict
Using AI and propensity modeling, we transform historical and real-time data into actionable propensities, showing which customers are ready to act—and how to engage them.
2. Engage
​
Real-time offers triggered the instant a purchase occurs—engaging customers at the exact moment of truth.
3. Monetize
​
We turn purchase history into revenue in real time—engagement fees, processing fees, and ad income triggered automatically.
Built in Canada. Secured by Design.
Resilience engineering meets bank-grade security.
PCI-Level Encryption. 30+ Countries Visible Microsoft Azure SaaS
Experience That Performs.
A legacy of excellence. We unite vision and execution.
Marcel Vienneau
Founder & Board Member
20+ years in Fintech and building digital ecosystems that perform. Recognized as a “Top 10 Entrepreneur”, by the Entrepreneurship Foundation Quebec / MIT Sloan EDP
Alejandro Cardoso
President & Co-Founder
Former Global CEO of Publicis LATAM. 30+ years scaling operations, build global brands, and drive innovation at the intersection of business, culture, and creativity.
David Beauchemin
Chief Technology Officer
25+ years in AI and Software Development. As a seasoned entrepreneur and CTO he has co-founded multiple technology companies across diverse sectors.
Rosaline Hester
Chief Transformation Officer
Ex-Global Sr. Director at Coca-Cola. Expert in marketing transformation, cultural change, and leadership development initiatives.
Pablo Mariani
Chief Business Development
15+ years connecting the payments ecosystem. Combines deep market knowledge with deep ties with Visa and top acquirers.
